How Good Is Progressive Insurance And What Does It Cover?
How Good Is Progressive Insurance And What Does It Cover? Why and when to choose Progressive insurance? When you want car insurance tailored to your needs and at friendly prices, Progressive Auto Insurance should be one of your first options. Read on and see why!
Progressive is one of the fastest growing auto insurers in the United States, which has stood out not only for covering private or commercial motor vehicles but also boats and recreational vehicles.
How good is progressive auto insurance?
Progressive car insurance is designed for all types of vehicles. Let’s see below why you should choose them:
1. ATV Insurance
Are you usually a driver who enjoys Off-Road? Well, with Progressive you can enjoy your adventure driving safely by purchasing a discounted policy for your hobby car!
The coverage plans for ATVs offered are the following:
- Coverage for total loss.
- Coverage for your ATV’s custom accessories or equipment.
- Coverage of content that you transport in your all terrain.
You can purchase your ATV policy discount in the following ways:
- Passing an ATV course.
- Have already purchased a policy with Progressive, whether for a condominium, home, boat, car, or recreational vehicle.
- Paying for your ATV policy in advance.
- Having a good driving record and being free of car accidents in the last 36 months.
- Pre-purchase a policy with Progressive Auto Insurance.
2. Insurance for your daily use car
According to the coverage.com portal, premium car coverage plans with Progressive have an average cost of $1,910 annually, for this year 2021.
But here comes the good news:
Progressive Insurance bundles allow you to get up to a 12% discount on your auto policy.
But also…..
You can pay up to 31% less than those insured drivers, just by not having traffic tickets.
This gets even more interesting:
If you’re in a car accident after the first term of coverage with Progressive and the amount you pay is less than $500, you can rest assured that your insurance rate won’t go up.
Pretty friendly, don’t you think? Well, if that wasn’t enough if you stay faithful with Progressive for a minimum of 5 years and you get into a serious car accident, your annual rates still won’t go up!
What are the types of coverage offered by Progressive Auto Insurance for cars?
1. Liability coverage
In almost every state in the US, you are required to have liability coverage. Let’s see how Progressive can help you have peace of mind in the event of a traffic contingency:
- Bodily Injury Liability: Protects you against medical expenses that you would have to pay if you injure someone else as a result of a car accident.
- Property Damage Liability: If you were at fault in a car accident, Progressive has your back with the cost of repairing someone else’s property.
2. Comprehensive coverage
Full coverage plan with Progressive for your vehicle against damages that were not caused by a traffic accident, such as:
- Vandal acts.
- Damage caused by an animal attack.
- natural phenomena.
- Win shield is broken.
- Fire damage.
- Antisocials who steal.
3. Collision coverage
Your pocket can be very affected in case your car ends up with very significant damage.
Instead, thanks to Progressive, with a collision coverage plan, you only have to pay a deductible and let Progressive take care of paying the rest of the repair costs.
Do you usually carry a pet in your car?
As an added value, if you were traveling with your pet at the time of the accident, this coverage plan pays the expenses of the veterinarian up to a certain limit.
4. Protect yourself against the uninsured and underinsured
You don’t necessarily have to be at fault in a car accident, but if a third party doesn’t have the necessary insurance to compensate you or in the worst case, isn’t even insured, Progressive can answer for you.
Strong injuries? Lost income while you were being treated in the hospital because of the accident?
All these damages can be compensated with Progressive, depending on the coverage limit you choose.
5. Medical bills
Injuries that you or your passengers may suffer, regardless of who is responsible for the said accident, can be covered by Progressive, since you can cover medical expenses based on the limits of the policy you have purchased.
Progressive phone number
If you’ve convinced yourself to purchase your auto policy with Progressive, don’t hesitate to get your quote by calling a bilingual agent at 1-800-734-8767 or find one in your area on their website.
Frequently asked questions:
What does full coverage Progressive insurance cover?
Progressive’s Comprehensive coverage plan protects your car against theft, fire, natural disasters, damage caused by animals, damage to your car windows, and vandalism.